The Offline Payment Switch
OPS Platform is the world's first sovereign payment infrastructure enabling secure, instant transactions without connectivity. Next-generation rails for central banks and governments.
Platform Maturity
Production-ready infrastructure with enterprise-grade security and compliance.
Technology Stack
- ✓21 Microservices - Go backend with gRPC/REST
- ✓BFT Consensus - 4-validator CometBFT cluster
- ✓UTXO Tokens - Hop-limited offline transfers
- ✓Policy Engine - PAP/PDP/PIP architecture
Security Framework
- ✓HSM Integration - FIPS 140-2 Level 3 compliance
- ✓FIDO2/WebAuthn - Passwordless authentication
- ✓Device Attestation - SafetyNet/DeviceCheck
- ✓mTLS Everywhere - Zero-trust architecture
The Market Gap
1.4 billion adults lack payment access. 40%+ are blocked by connectivity constraints alone.
Underserved Markets
Competitive Landscape Gaps
UN SDG Alignment
Direct contribution to Sustainable Development Goals through universal payment access.
Enable cash transfer programs to reach remote populations
Enable wage payments to remote workers and support MSMEs
Critical financial infrastructure for underserved regions
Extend payment infrastructure to connectivity-constrained regions
Deployment Models
Flexible partnership structures for central banks, governments, and institutions.
Central Bank Operated
Central bank hosts and operates OPS infrastructure with direct RTGS integration
- ✓Ideal for: CBDC pilot programs, monetary authority control
Public-Private Partnership
Government provides regulatory framework; private operator manages infrastructure
- ✓Ideal for: Rapid deployment, operational efficiency
Licensed Operator
OPS licensed as payment service provider under central bank supervision
- ✓Ideal for: Market-driven adoption, minimal government investment
Development Bank Catalyst
DFI provides initial capital with transition to local ownership over 5-7 years
- ✓Ideal for: Least developed countries, capacity building
Government Use Cases
Critical infrastructure for social protection and public service delivery.
Financial Projections
Five-year growth trajectory based on conservative market penetration assumptions.
| Metric | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 |
|---|---|---|---|---|---|
| Active Users | 0.5M | 2.5M | 8M | 20M | 45M |
| Monthly Transactions | 2M | 15M | 60M | 180M | 450M |
| Gross Merchandise Value | $0.1B | $0.8B | $3.5B | $12B | $35B |
| Revenue | $1.2M | $9.6M | $42M | $144M | $420M |
Investment Opportunity
Series A funding to accelerate market expansion and regulatory approvals.
Current Round
Use of Funds ($20M)
Milestone-Based Tranches
Regulatory Status
Active engagement with central banks and regulatory authorities.
| Country | Regulator | Status | Priority |
|---|---|---|---|
| Nigeria | CBN | Sandbox Submitted | P1 |
| Kenya | CBK | Pre-engagement | P1 |
| Ghana | BOG | Research | P2 |
| India | RBI | Research | P2 |
| EU | ECB | Regulatory Mapping | P3 |
Join the Mission
Partner with us to deploy the world's first Offline Payment Switch across emerging markets. Request access to our data room for detailed financials, technical documentation, and sovereign partnership pipeline.
Contact: [email protected] | [email protected] | [email protected]